Track spending, build your net worth, and let AI handle the boring stuff. The privacy-first finance app built for how Gen Z actually manages money. Your data stays yours — stored only in your own Google Cloud account, never on our servers.
Simple tools that work together to give you the full picture of your finances.
Log every transaction with categories, notes, and card tracking. See exactly where your money goes each month.
Set spending limits by category and track progress with visual bars that shift from green to red as you approach your cap.
Upload bank statements, CSVs, or screenshots and let AI auto-categorize every transaction for you. Zero manual entry.
Track assets and liabilities side by side. Take snapshots over time to watch your net worth grow month after month.
Link transactions to specific cards. See per-card spending breakdowns and track credit utilization at a glance.
Interactive donut and line charts give you a visual breakdown of spending by category and trends over 12 months.
Your financial data never touches our servers. Unlike other apps, we never ask for bank logins or sell your data. Everything is encrypted in your own Google Cloud account.
Search transactions by name, notes, or category across every month. Click any result to jump right to it.
No complicated setup. No bank linking. Just you and your financial data.
One-tap sign in with Google. Your data is stored in your own cloud account — never on our servers — and synced across all your devices automatically.
Log income, expenses, and investments manually or use AI Import to upload bank statements and let us handle it.
Charts, budgets, net worth, and year-end summaries give you a crystal-clear view of where your money stands.
No credit card required. No trial limits. The free plan is yours forever.
Buy credits for one-off AI features without a subscription. AI Import costs 2 credits, Roast costs 1 credit, Health Report costs 3 credits.
Yes. The free plan includes income and expense tracking, charts, budgets, net worth tracking, financial goals, year-at-a-glance, search, CSV export, and 1 free AI scan per month. No trial, no credit card, no expiration. PRO unlocks 50 AI operations per month (imports, roasts, and health reports), an ad-free experience, and priority support.
Upload a CSV, PDF bank statement, or even a screenshot of your transactions. Our AI reads the data, auto-categorizes each transaction (groceries, dining, bills, etc.), and lets you review everything before importing. It saves hours of manual entry.
Your financial data never touches our servers. It's stored directly in Google Cloud Firestore under your own account with strict per-user security rules — only you can access it. All data is encrypted in transit (TLS) and at rest by Google Cloud infrastructure. We use Google OAuth for authentication, so we never see or store your password. We don't use Plaid, we don't link to your bank, and we never share or sell your information. If you delete your account, your data is gone — we have nothing to retain.
LiteWork Finance is a responsive web app that works great on any device. Open it in your phone's browser and add it to your home screen for an app-like experience. No download required.
PRO subscriptions are processed through LemonSqueezy, which supports credit cards, debit cards, Apple Pay, Google Pay, and PayPal in most regions.
Yes, cancel anytime from your account. You'll keep PRO access until the end of your billing period. No cancellation fees, no questions asked.
Most budget apps are bloated, expensive, or require linking your bank — handing your credentials to a third party. LiteWork Finance is purpose-built for Gen Z: fast, minimal, and privacy-first. We never store your financial data on our servers or ask for bank access. Your data lives in your own Google Cloud account. Plus, our AI import lets you skip the tedious manual entry that makes people quit budgeting. Free to start, no trial, no catch. And at $3.99/month for PRO (or buy credits as you go), it's a fraction of what competitors charge.
Credits let you use AI features without a subscription. AI Import costs 2 credits, Financial Roast costs 1 credit, and Health Report costs 3 credits. Buy 10 credits for $4.99 or 25 for $9.99. PRO subscribers who use all 50 monthly AI operations can also buy credits for additional usage.
PRO gives you 50 AI operations per month — that's imports, roasts, and health reports combined. Most users never come close to this. If you do need more, you can buy credit top-ups to keep going. The counter resets on the 1st of each month.
Yes! Share your unique referral link and both you and your friend get 3 free credits when they sign up. Find your link in your Profile (top-right of the app).
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